Scenario:
A grade school gymnasium during recess. The weather outside is frigid and the kids have been stuck inside all day. Half of the kids are playing dodgeball and the other half are in free-form chaos. A third grader throws a frisbee at another third grader who, contrary to Mom's note, was not sitting out during playtime. Evidently, while dogs have no problem catching frisbees with their mouths, 3rd graders do. Two teeth, one top and one bottom, were chipped.
Question:
Who is responsible for the dental bills?
I will let y'all know the actual decisions tomorrow. Thanks in advance for letting me know what you think.
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8 comments:
Oops.
Ouch! That's a tough one. Are these baby or permanent teeth?
If baby I would probably just let it go- depending on the amount of chipping.
If adult, then I *believe* in our state there is nothing that can be done and the parent forks the bill. At the beginning of the year we are offered to purchase "school insurance" for situations like this.
Sorry, Mom... I'm afraid this one will land in your lap. I hope they're still baby teeth.
I'm pretty sure that is covered by the kid at fault's insurance under liability. Good luck & let us know.
I suspect it is falling on the kid who got hurt, because it was at the school. If it had been in the other kid's house - maybe their home owners insurance would cover it.
I think you'll foot the bill, although the school is certainly negligent to let a free-for-all occur.
I'm knowing that this will NOT be something the school will cover....seeing as how I had to provide proof of personal insurance to that same school before my daughter was even allowed to play bball there...they do NOT want to be held liable for any accidents. That was plain to see. How's Lil Man's mouth feeling? Ouchie.
If the kid wasn't suppose to be outside and there was a note ... then I'm leaning towards the school being responsible.
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